The Shelf Life of Negative Credit Information

Repair Your Own Credit authored by Bob Hammond, reveals that the Fair Credit Reporting Act, FCRA, mandates that negative credit history items may be reported for no longer than 7 years except for declarations of bankruptcy which can be reported for 10 years. There is no time limit placed on positive information. Exceptions to this include:

* Submitting credit applications for $150,000 or more.
* Attempting to purchase $150,000 or more of life insurance.
* Employment applications where the salary is $75,000 per year or more than that.₁


Reference:

1. Repair Your Own Credit by Bob Hammond; Published by Career Press, Inc.; Chapter 4, Pages 34-35; Copyright 2001.

New Jersey Legislative Inquiries

HTML has a means of linking to email addresses. This will be a test for me as I have not done that with HTML before. I'll link to an email address that would be useful to New Jersey residents looking for information about legislation that would be developed through the New Jersey state legislature. One of the web pages of the New Jersey government website advises those interested to use this email address when inquiring.

The HTML Meta Tag

If you have a commercial website or even a non-commercial blog you probably want to maximize the possibilities that someone using a search engine will find what you publish. That is where the HTML meta tag can be helpful. Enclosed within the greater than and less than symbols the meta tag enables one to note keywords, a description of the webpage and the author's name.₁

Reference:

1. HTML in 10 Minutes; Copyright 2006 by Sams Publishing; Lesson 3, Page 28.

The Break Tag

Dave Raggett's More Advanced Features page of his Basic HTML shows how to cause breaks before the end of a line where a break would normally occur. It goes like this:

< p >The First Family< br >
1600 Pennsylvannia Ave.< br >
Washington D.C.< br >< /p >

Note that the tag < br > does not require a matching end version of that tag (no < /br >) This tag obviously would be useful for writing addresses.

Note to reader: In order to show the HTML tags I had to put spaces between the <> symbols and what lies in between. In actual HTML coding no spaces would be there.

Showing Hidden HTML Commands

There is a difficulty in illustrating HTML commands on the web that does not exist for book publishers. A command expression will alter the composition of an explanatory article in ways that complicate the format. Particular commands are needed to show HTML commands while disabling the execution they normally cause. The following is enclosed by HTML commands you do not see:

<a href="../joe.html">Joe's work</a>

The above, without the hidden commands would produce:

Joe's work Joe's work would appear distinctively colored to indicate a link. But to show the HTML commands, which teach one how to execute Joe's work, you must enclose the executing commands within other commands. So, what do these enclosure commands look like? Almost like this:

< pre > <a href="../joe.html">Joe's work</a>< /pre >

I said almost because in order to show the format needed I had to put space between the < > symbols and what lies inside them. When you create code there is no space. The "greater than" and "less than" symbols lie immediately next to pre at one end and /pre at the other. No space in between.

HTML: Ordered Lists

Getting started with HTML is an HTML tutorial by Dave Raggett. I'll try out a part of it in this blof entry to test myself. Dave points out that one of the three types of lists which can be used is an ordered list. The symbols used to create an ordered list are < ol >, < /ol >, < li > and < /li >. < li > and < /li > are bookends to individual list items enclosed within them. All the lined items are contained within < ol > at the start and < /ol > at the end. So on with the experiment. You don't get to see the symbols when the web page is published. You see only the ordered list if the code is done correctly. Also, in order to show the symbolic HTML commands I had to put spaces between the < > and the letters in between; something not done when the symbols are used within codes. The list:

1. Leading off for the Yankees, Johnny Damon



2. Batting second, Derek Jeter



3. Batting third, Mark Teixeira



4. Batting fourth, Alex Rodriguez



5. Batting fifth, Hidecki Matsui



6. Batting sixth, Xavier Nady



7. Batting seventh, Jorge Posada



8. Batting eight, Robinson Cano



9. Batting ninth, Brett Gardner

Unordered lists rely on the same dynamics with one difference. Instead of the begining of the list starting with ol and ending with /ol between symbols < and >, the letters are ul. So it would go like this

• Yankees



• Rays



• Red Sox