Sunday, July 08, 2007

About Pretexting

What is "pretexting" and what does it have to do with identity theft? is the question posed and answered at the linked government website. Quoting:

"Pretexting is the practice of getting your personal information under false pretenses. Pretexters sell your information to people who may use it to get credit in your name, to steal your assets, or to investigate or sue you. Pretexting is against the law."

Deception is the tool by which personal information can be obtained. The target could be the person to whom the information pertains or it could be a financial intitution that has accounts belonging to that person. The valued information is the name, address, social security number and birthdate of the victim. Misrepresentation through the telephone or the internet are common methods. Ensure that the person or organization with whom you are dealing is reputable. If in doubt withhold the requested information. A request for the enumerated information itself can be a tipoff that the one making the request has illicit motives.

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